Archive for April 2011

How to Appear Smarter at the Workplace

Working as an IT consultant over the years, I’ve noticed a few factors which can keep some people on a project, and kick others off the inside track.  While it is important to show your worth, the customer also wants to be able to trust you to do the job, and know that you will [...]

Contender’s Approach to Dividend Investing

Two years ago, I was working full time at a software company, and part time, as a security operator making 12/hr, trying to pay off mortgage debt as fast as possible.  At the same time, I was looking for ways to invest money that had been accumulating in my account through a 401K.  I had [...]

Becoming an Independent IT Consultant

Sick of bosses barking at them and fed up at punching clocks, a new wave of professional is setting out to perhaps tilt at windmills. IT, or, Information Technology Consultants can be the modern version of a fry cook buying his own restaurant so that he, not the owner, makes all the profit. However; once [...]

Paying Off Student Loans

Students who are looking for ways for paying off student loans may end up frustrated when it seems like they can not pay off their debts fast enough. Whether it is because they cannot get a paying job right after graduation that pays enough for them to make monthly payments or they simply have too [...]

Withdrawal Penalty Comparison: 401K Tax Sheltered vs. Non-Sheltered DRIP Investing

I am not a fan of taking on debt. My next investment venture – a duplex home – will take some time to save up for, if I want to purchase it for cash. I estimate that I will need at least 150K to buy a home that I can repair to a point where [...]

Replacing My Cell Phone with Google Voice and Skype

I first heard of Google Voice and Skype while visiting my friend one day at work.  He had on a headset and appeared to be talking with his wife. At first I thought he was using an iPhone, but on closer inspection, it was an iPod touch.  When I asked him how he was able [...]

Using the Debt Snowball technique to Pay off Credit Cards

Credit card debt is serious financial burden to everyone who faces it. The only way to get rid of it is to pay it off. From his book “The Total Money Makeover”, Dave Ramsey (famous for his radio show, and books) recommends using the debt snowball technique to pay off credit cards.  Let’s explore how [...]